Real Estate Blog for Buyers and Sellers - Ed Dembowczyk - Epique

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Free Home Buying Course

Free Home Buying Course

Welcome to the Home Buyer Success Academy— your all-in-one guide to buying the best home, in the best neighborhood, at the best price. Whether you're a first-time buyer or refreshing your knowledge, this course walks you step-by-step through the entire homebuying process, from financial prep to clo
A Comprehensive Guide to Mortgage Points: What Homebuyers Need to Know

A Comprehensive Guide to Mortgage Points: What Homebuyers Need to Know

The world of home financing is complicated and often overwhelming to buyers who are already dealing with the pressures of finding the right home at the right price. This is a link to a short but informative video to help you learn about 'points.' All about Mortgage Points If you would like any inf
Big News! Fannie Mae Just Made Home Loans Easier to Qualify For

Big News! Fannie Mae Just Made Home Loans Easier to Qualify For

Good news for homebuyers! Fannie Mae has just made a major change that could make qualifying for a conventional loan easier than ever. 📰 What Changed As of November 16, 2025, Fannie Mae has removed the 620 minimum credit-score requirement for loans run through its Desktop Underwriter® system.Instea
Tri-Cities Real Estate Market by the Numbers – July 2026

Tri-Cities Real Estate Market by the Numbers – July 2026

Hello, Welcome to the first edition of Ed & Karin's House Sense: Market by the Numbers! Every month we'll share what's happening in the Northeast Tennessee real estate market using local MLS data—not national headlines—so you can make informed decisions whether you're buying, selling, investing, or
Big Housing News: What It Could Mean for Home Buyers and Sellers

Big Housing News: What It Could Mean for Home Buyers and Sellers

There is some big news coming out of Washington that could have a positive impact on the housing market over the next several years. Congress recently passed the 21st Century ROAD to Housing Act, one of the most significant housing bills in nearly 20 years. While most of the changes won't happen ove